Credit Risk Analyst

Job Role : Credit Risk Analyst

Location : Stockport or Edinburgh (Hybrid working : 2-4 days / month in office)

Contract Length : 6 months (Possible Extension)

Daily Rate : £500 per day (Inside IR35 via Umbrella)

Are you a technically strong Credit Risk Analyst with a passion for turning complex data into strategic insight? We're recruiting for a contract opportunity within a leading UK energy provider's residential collections team, where you'll play a pivotal role in shaping a newly formed credit risk function.

The Role

You'll be the subject matter expert in credit risk, helping to build out a best-in-class capability from the ground up. Working alongside a team of skilled analysts, your focus will be on interpreting credit reference agency data and internal behavioural datasets to identify risk patterns, inform strategy, and support compliance requirements.

This is a hands-on, strategic role requiring deep analytical expertise and the ability to upskill others through collaboration and mentoring.

Key Responsibilities

Analyse customer behavioural data to identify emerging trends and patterns.

Evaluate current collections strategies to uncover weaknesses and provide actionable insights that drive performance improvements.

Detect early warning indicators of potential risks and opportunities, enabling proactive intervention through advanced data analysis.

Serve as the go-to expert for analytical tools and t...