Senior Financial Adviser

Job Description

Senior Financial Adviser

Location: Edinburgh & Dunfermline with regular client meetings across Lothians and Fife
Hours: Full-time - Monday to Friday

The Role
\n We are seeking an experienced Senior Financial Adviser to manage and develop an established portfolio of 100-150 private clients across Edinburgh, Fife and the surrounding areas.

\n You will provide holistic, cashflow-led financial planning and build long-term client relationships, working closely with paraplanners, administrators and in-house tax and accountancy teams to deliver a high-quality, joined-up service.

Key Responsibilities

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• Deliver comprehensive financial advice covering pensions, investments, retirement planning, protection, tax-efficient savings and estate planning.
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• Prepare and present lifetime cashflow models to support client decision-making.
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• Manage annual client reviews, maintaining strong relationships and maximising client retention and referrals.
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• Advise high-net-worth individuals, retirees and business owners on complex financial planning matters.
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• Ensure all advice meets FCA regulatory and compliance requirements.
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• Collaborate with tax advisers, accountants and paraplanners on client cases.
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• Support and mentor junior advisers and paraplanners.
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Requirements

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• Minimum 10 years' experience as a regulated financial adviser in the UK.
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• Level 4 Diploma in Regulated Financial Planning (CII DipPFS) or CISI Level 4 Investment Advice Diploma.
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• Current Statement of Professional Standing (SPS).
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• Proven experience managing a client bank of 100+ households.
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• Strong technical knowledge of pensions, investments, tax planning, trusts and inheritance tax.
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• Experience using cashflow modelling tools and delivering ongoing client review services.
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• Good understanding of Scottish income tax and succession law.
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• Strong communication, relationship management and organisational skills.
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Desirable: Chartered Financial Planner status or working towards it, with experience mentoring junior colleagues.

Benefits

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• Competitive salary.
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• Workplace pension and 3x life cover.
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• Paid professional fees and support towards further qualifications.
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• Employee Assistance Programme and wellbeing resources.
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• Access to employee discounts and referral bonus schemes.
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• Ongoing training, development and regular one-to-one reviews.
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This is an excellent opportunity for an experienced adviser to manage an established client portfolio, deliver high-quality financial planning and contribute to the continued growth of a successful firm.

If this sounds like you or someone you know, contact us today for a confidential chat or apply now!

INDFS