Chief Compliance Officer, UK

Job Description:

At Remitly we believe everyone deserves the freedom to access move and manage their money wherever life takes them. Since 2011 weve tirelessly delivered on our promise to customers sending money globally providing secure simple and reliable ways to manage their money ensuring true peace of mind. Whether its supporting loved ones back home growing a business across continents or pursuing new opportunities abroad were not just here to move money were here to move our global customers forward.
Were looking for builders reimaginers and global thinkers who want to work at the intersection of technology trust and transformation. If thats you and youre ready to do the most meaningful work of your careerwe invite you to join over 2800 passionate Remitlians worldwide who are united by our vision to transform lives with trusted financial services that transcend borders.

About the Role:

The Chief Compliance Officer and MLRO UK is the senior compliance leader for Remitlys UK business holding dual FCA Senior Management Function accountability as SMF16 (Compliance Oversight) and SMF17 (Money Laundering Reporting Officer). This is a statutory officer position personally accountable to the FCA the local board and local business leadership for the adequacy of Remitly UKs compliance and financial crime control framework.

This role operates as the local point of accountability while leveraging Remitlys global compliance platform program design and operations. The roles core value is translation: turning UK regulatory obligations into pragmatic business-usable policy and representing Remitly UK to the FCA PSR and NCA weighing risk tradeoffs directly and advising business and leadership. It reports to the Regional Chief Compliance Officer EMEA and sits at the center of Remitly UKs relationship with the FCA the Payment Systems Regulator and the National Crime Agency. This is an individual contributor position (IC) with no managerial responsibility. This is a hybrid role (2-3 days per week onsite) based in our London office.

You Will:

• Statutory Accountability (SMF16/SMF17)
  • Hold personal FCA Senior Manager accountability for compliance oversight (SMF16) and AML/CTF (SMF17) across Remitly UKs regulated activities
  • Maintain and attest to the Statement of Responsibilities and Management Responsibilities Map under SM&CR
  • Serve as a statutory director of Remitly UK where required answerable to the local board and business leadership
• AML/CTF Program Ownership (MLRO)
  • Adapt the global financial crime risk assessment AML/CTF policy suite and control library to Remitly UKs product footprint
  • Approve and file SARs with the NCA; act as primary point of contact for NCA and law enforcement requests
  • Oversee CDD EDD transaction monitoring and sanctions screening for UK-originated business
• Compliance Oversight (SMF16)
  • Translate FCA Handbook obligations into pragmatic policy and advice for local product engineering and operations teams
  • Advise the local board and UK leadership on compliance risk from new products markets or partner arrangements making direct risk-tradeoff calls
  • Maintain the compliance elements of the Consumer Duty framework for Remitly UKs customer base
• Regulatory Relationship Management
  • Serve as primary UK regulatory contact for the FCA including supervisory engagement RegData/GABRIEL returns and notifications
  • Coordinate FCA authorisation variations attestations and skilled person reviews
• Program Integrity & Reporting
  • Report UK compliance/financial crime status KRIs and material issues to the EMEA CCO and local board
  • Maintain the UK open issues register and drive remediation to closure
• Cross-Functional Collaboration & Culture
  • Partner with Legal Compliance Product Engineering and Operations globally to embed UK requirements into product/process design
  • Model Remitlys culture of accountability and integrity as a connective point between global teams and Remitly UK

You Have:

• 10 years of UK financial services compliance/financial crime experience including prior service as an FCA-approved Senior Manager (SMF16/17) or demonstrable readiness for approval
• Deep knowledge of the Money Laundering Regulations 2017 JMLSG Guidance Payment Services Regulations 2017 and Electronic Money Regulations 2011
• Direct experience with FCA supervisory engagement SM&CR obligations and SAR filing with the NCA
• Familiarity with the PSRs APP fraud reimbursement regime
• Experience as a statutory officer or director comfortable carrying personal regulatory accountability
• Ability to translate regulatory obligations into pragmatic policy and make independent risk-tradeoff calls
• Comfort working within a centrally-designed global compliance platform rather than building parallel local infrastructure
• Track record advising boards/executives on compliance risk in a cross-border multi-entity financial group

Our Benefits:

• Paid Vacation Days
• Health insurance
• Commuter benefit
• Employee Stock Purchase Plan (ESPP)
• Mental Health & Family Forming Benefits
• Continuing education

Our Connected Work Culture: Driving Innovation Together

At Remitly we believe that true innovation sparks when we come together. Our Connected Work Culture fosters dynamic in-person collaboration where ideas ignite and challenging problems find solutions faster. For corporate team members we have an in-office expectation of at least 50% of the time monthly typically achieved by coming in three days a week. This creates a consistent meaningful overlap that supports team norms and business needs. Managers also have the flexibility to set higher expectations based on their teams specific needs. These intentional in-office moments are vital for deepening relationships fueling creativity and ensuring your impact is felt where it matters most.

Remitly is an E-Verify Employer

At Remitly we are dedicated to ensuring that our workplace offers equal employment opportunities to all employees and candidates in full compliance with applicable laws and regulations.

Remitly is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Required Experience:

Chief

Employment Type : Full-Time
Experience: years
Vacancy: 1