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Founding Data Scientist - Lending FinTechHarnham • City of London, London, United Kingdom
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Founding Data Scientist - Lending FinTech

Founding Data Scientist - Lending FinTech

Harnham • City of London, London, United Kingdom
23 days ago
Salary
£70,000.00 yearly
Job type
  • Full-time
Job description

Want to shape the future of responsible lending at an early-stage fintech?

Enjoy owning credit models from development through to production?

Looking for the autonomy to influence lending strategy rather than just build models?


This is a 6-person fintech start-up that's recreating personal lending through salary-linked loans, creating a fairer, more flexible borrowing experience centred around affordability rather than traditional credit scoring.


With a live product, positive cash flow and fresh funding on the horizon, they're entering an exciting growth phase and are looking for a Senior Data Scientist to play a pivotal role in scaling their credit decisioning capability.

The Role


You'll join a small, high-impact team reporting directly to the VP of Credit, taking ownership of the company's credit risk modelling and decisioning capability.


Responsibilities:

  • Building and improving credit risk and decisioning models using Open Banking, bureau and internal lending data
  • Developing scorecards and machine learning models to support underwriting decisions
  • Deploying, monitoring and maintaining models within AWS production environments
  • Analysing portfolio performance, arrears, defaults and customer behaviour
  • Working closely with Product, Engineering and Risk to operationalise models and improve lending strategies


You'll ideally bring:

  • Commercial experience building credit risk or decisioning models within lending (insurance backgrounds may also be considered)
  • Strong experience with scorecards, logistic regression and/or machine learning models
  • Good understanding of how models influence real lending decisions and commercial outcomes
  • Experience deploying and maintaining models within production environments
  • Strong Python, SQL and AWS experience (particularly SageMaker and Lambda)
  • Comfortable working in a fast-moving, hands-on environment with high ownership
  • Excellent communication skills with both technical and business stakeholders


What's on Offer?

  • Salary up to £70,000
  • Founding equity
  • Hybrid working (2 days per week in Central London)


Apply below if interested.

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Founding Data Scientist - Lending FinTech • City of London, London, United Kingdom

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