Compliance Senior Associate (Deputy MLRO)

At PPRO, our mission is to simplify access to local payment methods and our vision is to enable the sale of goods and services to anyone in the world using their preferred way to pay. We empower partners such as Ant Group, PayPal and Stripe to access new markets, connect with more customers, and accelerate their growth.
Our strength lies in our diverse global team with 50+ nationalities and 10+ international locations- all united around one goal – to deliver the best possible products and services to our partners and customers. While our company mission is to keep innovating global commerce, our internal mission is to #chooseaction, #beopen, #thinkcustomer, #gofurther and #wintogether
The Purpose:

We are seeking a highly motivated Compliance Senior Associate (Deputy) with at least 5 years of experience to join our dynamic, global team at PPRO. In this high-impact role, you will work closely with global colleagues and act as the formal deputy to our UK Head of Compliance & MLRO. You will play a pivotal part in oversight and execution, ensuring our UK entity strictly adheres to the applicable UK laws and FCA regulations for the E-Money Institution.

The successful candidate will be a well-rounded compliance professional possessing a deep understanding of both UK regulatory compliance and financial crime frameworks. You will take a proactive, hands-on approach to supporting the UK Head of Compliance & MLRO across all aspects of the UK entity’s compliance programme, ensuring robust risk management and regulatory alignment. As an innovative thinker, you will also act as an AI champion within the team—identifying opportunities to leverage new technologies to drive workflow efficiency, safely support commercial scaling, and foster a culture of continual compliance improvement.

Responsibilities include:

• Support the UK Head of Compliance & MLRO in fostering a culture of continual compliance improvement across the UK entity and the wider Group.
• Act as the formal deputy for the UK Head of Compliance & MLRO during periods of absence.
• Assist in the execution of the Compliance Monitoring Programme to ensure internal controls and financial crime frameworks are operating effectively.
• Assist with the preparation and timely submission of periodic regulatory returns and reports to the Financial Conduct Authority (FCA).
• Assist in drafting, reviewing, and updating Group Compliance policies and procedures.
• Assist with the review and submission of Suspicious Activity Reports (SARs) to the National Crime Agency (NCA).
• Assist with the review of Enhanced Due Diligence (EDD) cases, PEPs, and other internal escalation and queries, providing compliance recommendations and handling approvals when deputising for the Head of UK Compliance & MLRO.
• Assist with business-wide risk assessments (BWRA), conduct detailed gap analyses and other internal risk assessments.
• Provide day-to-day operational support to ensure strict adherence to UK AML frameworks, safeguarding requirements, and core EMI/payment services regulations.
• Collaborate with Luxembourg and global Compliance colleagues to build and maintain a strong and efficient Group-wide control environment.
• Review new and existing products and services to ensure compliance with UK regulatory and internal standards.
• Formulate comprehensive compliance reports for senior management regarding regulatory progress, metrics, and areas for improvement.
• Act as an AI champion within the team, identifying opportunities to leverage AI tools for compliance workflows and supporting projects that integrate AI technologies safely.
• Provide hands-on support during regulatory audits, examinations, and the preparation of ad hoc documentation upon request.
• Monitor evolving UK regulatory compliance and financial crime developments, conducting gap analyses and coordinating necessary internal actions to update our frameworks.

What would make you a great fit:

• At least 5 years of compliance experience within the regulated financial services industry (experience within an EMI, fintech, or regulator is highly desirable).
• Good understanding of UK regulations, specifically Electronic Money Regulations (EMRs), Payment Services Regulations (PSRs), safeguarding rules, and the FCA Handbook.
• Strong practical familiarity with the UK financial crime framework, including AML, sanctions, and the preparation/submission of SARs to the NCA.
• Capability to operate at a senior level, with the confidence and judgment required to successfully deputise for a Head of Compliance & MLRO.
• Excellent communication and interpersonal skills, with the ability to deliver clear, definitive compliance advice to cross-functional stakeholders and global colleagues.
• The ability to work dynamically, managing tasks independently with high accountability whilst collaborating effectively within a global team setup.
• Full professional fluency in English.
• An innovative mindset, with a strong interest or comfort in using AI tools to drive workflow efficiency and support AI-related compliance projects.
• Knowledge of EU regulations and requirements is an advantage, but not essential.

What's in it for you ?:
Hybrid working - We offer a hybrid structure with a 3 days / week on site expectation, so you can strike the balance between office and home working. In addition to our 28-day holiday allowance, we also provide a work from abroad policy, enabling employees to work remotely for up to another 30 days per year
Learning and Development - We offer a GBP 1,000 annual budget to support your professional growth—because investing in your development benefits us all. In addition, we provide leadership cafés, on-the-job training, and other opportunities to help you grow your skills and thrive in your role..
Insurance - Because better safe than sorry - we want our employees to benefit from various insurances including a medical insurance (BUPA health care plan) and a 5% matching pension plan through Now Pensions.
Enhance Family Leave - We understand the importance of family - that's why we offer enhanced family leave to support you during key life moments.
Workplace Nursery Scheme - Save on childcare through salary exchange
Gym membership - PPRO helps contribute towards the costs of your gym membership, supporting your physical fitness journey while easing the burden on your wallet
Mental Health Platform - We’ve teamed up with a top well-being platform to provide one-on-one therapy, chat therapy, therapist-led courses, guided meditations, and more.
Our HQ office on Procter Street, is a short walk from Holborn, Farringdon and Covent Garden so if you’re a foodie there’s plenty nearby. The office is befitting a tech business and is set up for cross team collaboration.
Pet-friendly office- Because work is better with your paw-tners by your side
Our Principles:
We get things done: We are courageous; we take ownership, make decisions and get things done.
We act with trust and integrity: We listen first and challenge respectfully. We seek out and leverage diverse perspectives. We welcome and offer honest and open feedback, always assuming positive intent
We put the customer first: We are laser focused on delivering outstanding outcomes for our customers. We put the customer at the heart of what we do.
We make things better: We boldly explore new ideas and have an unwavering commitment to continuous improvement.
We work as a team: We collaborate closely and value team success over individual achievement.
We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please refer to our Candidate Privacy Policy -