Financial Crime Operations Analyst

Theres FX Hedging. And then theres Bound.

Use our software to set your strategy let it run and never think about FX again.

No spreadsheets. No manual intervention. No guesswork. Just automated protection that works exactly how you want it to with full visibility every step of the way.

Having just closed our Series A with investors behind Wise Klarna Cledara GoCardless and CurrencyCloud were growing fast with our GTM function set to 4x this year.

To support this growth were expanding our Compliance & Financial Crime Operations function.

Why Bound

• A team that delivers. Sharp down to earth people who get the job done and enjoy doing it together.
• A Soho home base. Central London in the middle of it all.
• A market ready to move. 96% of the FTSE 500 hedge their FX risk. Only 4% of SMEs do. Were built to close that gap and its ours to win.
• A product people love. No dead software. No shelfware. Customers set it trust it and stay.

Tasks

Youll sit within Bounds Operations function working closely with the MLRO Ops Finance Sales and Product teams to keep Bounds financial crime controls sharp as the business scales.

Main responsibilities include:

KYB Client Due Diligence

• Own the end-to-end KYB lifecycle including onboarding remediation and periodic reviews.
• Analyse verify and map complex corporate structures including ownership hierarchies and control relationships to identify Ultimate Beneficial Owners (UBOs).
• Perform risk-based screening using modern compliance tools including sanctions PEP and adverse media checks across entities and associated individuals.
• Assess and review source of wealth and source of funds.
• Identify and evaluate financial crime risk indicators including jurisdictional sectoral behavioural and reputational risk factors.
• Partner with Sales and customers to streamline digital onboarding journeys.

Transaction Monitoring

• Investigate transaction monitoring alerts and identify suspicious activity.
• Recognise financial crime typologies across payments and FX (e.g. structuring layering rapid movement of funds mismatches with stated business activity)
• Prepare internal escalations and Suspicious Activity Reports (SARs) for MLRO review.
• Maintain high-quality audit-ready case management records within compliance systems
• Identify trends across alerts and feeding these back into rule tuning and risk assessments

Continuous Improvement

• Drive automation and process improvements across financial crime.
• Support the MLRO with MI reporting and ad hoc regulatory requests
• Help maintain and evolve policies and procedures to ensure alignment with FCA expectations and evolving regulatory standards
• Contribute to building a scalable technology-driven compliance function that grows with the business

Requirements

• 2 years experience in Financial Crime AML KYB or Compliance within a UK-regulated fintech payments EMI or banking business.

• Strong knowledge of UK AML/CTF regulations including the Money Laundering Regulations JMLSG guidance and FCA expectations.

• Hands-on experience with KYB/KYC platforms and digital onboarding tools.

• Strong analytical skills and a risk-based approach to decision-making.

• Experience investigating transaction monitoring alerts and financial crime typologies in payments and FX environments.

• Tech-savvy analytical and naturally curious - you enjoy solving problems not just spotting them

• Collaborative by default happy to jump into cross-functional projects and make things happen

• Passionate about process improvement automation and building scalable compliance operations.

• Hiring process: 23 stages including at least one in-person interview and a short technical task

• Based in London with a 5-day office culture

• Candidates must have the right to work in the UK

Employment Type : Employee
Experience: years
Vacancy: 1