Some key info for you about Liberis:
We were founded in 2007
We have provided over $3bn of funding to small businesses so far
We have been named inCNBC & Statista Top 150 UK Fintechs for 2025
Were a global team with a dynamic presence in6key locations around the world
Were a thriving community of over290innovative minds
Were a vibrant melting pot celebrating over27nationalities in our team
Our team brings experience from over740previous companies from startups to global giants
We have just been named as one ofFinTechs Finest 50by Welcome to the Jungle
Were proud to be an accreditedReal Living Wageemployer ensuring everyone is paid fairly for the great work they do!
The team:
Play a critical role in the newly formed Credit & Commercial Strategy team by bringing togetherPricing Decisioning & AI/ML Credit Modelling and leveraging a world-class data-led Credit approachto deliver exceptional outcomes for SMEs and partners. Working between the Credit craft andPlatform Families this is a keystone role to drive Liberis growth.
The role:
Own credit and commercial strategy within your platform family: translating the GMscommercial priorities into clear credit and commercial questions; bring Liberis credit andcommercial frameworks (e.g. return hurdles pricing models segmentation) into family-leveldecisions and flag where family priorities require new thinking or central support; subjectmatter expert able to clearly explain complex concepts educate the team to build literacy
Own commercial and credit initiatives and elements end-to-end: for example with an Auto-Flex proposition how should funded amounts and initial prices be set How do limits andprices evolve dynamically as repayment data comes in; in a tactical performance pushidentify ways to hit and exceed performance targetsCollaborate across the cross-functional family - product engineering underwritingcommercial to ensure credit and commercial strategy is a first-class input into roadmap andgo-to-market decisions not a late-stage constraint
Commission and co-build new models and decisioning approaches with the Credit andCommercial Strategy craft translating family-specific needs into model requirements andvalidating outputs in context
What we think youll need:
- Strong grounding in unit economics credit pricing and commercial modelling - enough toapply Liberis frameworks to new product and partner contexts and know the right questionsto ask of central model-builders
- Comfortable operating in a matrix: reporting into a GM and aligned to a familys prioritieswhile working closely with the Credit and Commercial Strategy craft
- Cross-functional collaborator - able to work across product engineering risk andcommercial within the family and bring those perspectives together around a coherent creditand commercial approach
- At ease with ambiguity and new product design - many of the problems this role tackleswont have existing playbooks and youll need to build the approach from first principles
- Clear communicator: able to translate complex credit and commercial concepts into practicalguidance for product teams commercial leads and GMs who arent credit specialists
Our hybrid approachWorking together in person helps us move faster collaborate better and build a great Liberis culture. Our hybrid working policy requires team members to be in the office at least 3 days a week. At Liberis we embrace flexibility as a core part of our culture while also valuing the importance of the time our teams spend together in the office.
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Required Experience:
Director
Employment Type : Full Time
Experience: years
Vacancy: 1