Product & Risk Pricing Manager

Job Description

The Role

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We’re looking for an experienced and commercially minded Product & Risk Pricing Manager to lead the development, delivery and governance of our underwriting and pricing initiatives.

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You’ll shape data‑driven pricing strategies, oversee product and pricing change, and ensure strong customer, commercial and regulatory outcomes.

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This role blends deep technical pricing expertise with confident people leadership, stakeholder influence and robust governance capability.

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Please note, this role is offered on an initial 12 month fixed term contract basis.

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What you’ll be doing

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• Leading and developing a multi‑disciplinary pricing and underwriting team.
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• Enhancing pricing and risk models using GLMs, machine learning and actuarial techniques.
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• Driving pricing strategy to meet loss ratio targets while supporting growth in policy volumes and GWP.
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• Owning product and pricing change, ensuring all developments are well‑designed, governed and implemented.
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• Providing regular insight and reporting to senior committees on performance, trends and recommended actions.
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• Championing fair value and consumer duty, ensuring processes remain compliant and customer‑focused.
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• Collaborating cross‑functionally with actuarial, product and functional leads to embed best practice.
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• Monitoring regulatory and market developments and translating them into pricing and product improvements.
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• Managing key partnerships, including our pricing engine supplier and partner insurers, ensuring value is fully realised.
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What we are looking for

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• Proven experience in pricing, product, underwriting or actuarial roles within insurance or financial services.
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• Strong technical capability in pricing models, risk analysis, GLMs, machine learning and data‑driven decision making.
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• Confident people manager with experience coaching and developing high‑performing teams.
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• Strong understanding of regulatory expectations, including product governance, fair value and consumer duty.
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• Skilled stakeholder influencer with excellent communication and decision‑making ability.
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• Proficient in SAS, SQL, Python and familiar with pricing tools such as Earnix, Quantee or Radar.
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• Commercially astute, highly organised, delivery focused and comfortable managing multiple priorities.
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• Collaborative, resilient and committed to continuous improvement and strong customer outcomes.
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Why Agria Pet Insurance

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Agria Pet Insurance is one of the UK's leading specialist pet insurance providers. We only provide lifetime insurance for animals, so truly understand and care about our customers and their beloved pets - especially as most of our team are pet parents, and we're all animal-lovers. Our passion for pets means that we are trusted by The Royal Kennel Club, Lloyds and many other significant affinity partners to provide lifetime pet insurance in their names.

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Working closely with animal welfare organisations, vets and breeders, gives us deep insight on what's best for pets. And we give back too - including supporting hundreds of animal rescues, protecting over 100,000 rescued animals, and through donations of over £2m to animal charities.

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We are a strong, growing business, having doubled our GWP in the last 5 years, with a supportive ethos and family feel. We became one of the UK’s Best Workplaces™ in 2023, 2024, 2025 and again in 2026, we have the top 4 slots on Which? Best Buy pet insurance, are ranked 4.8 on Trustpilot (higher than any other pet insurance provider) and we are extremely proud to be the only carbon negative pet insurer in the UK.

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What we offer

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• 25 days annual leave which increases with service, plus bank holidays and an extra day off for your Birthday!
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• Opportunity to buy/sell up to 5 days annual leave per calendar year
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• Pension and Life Assurance scheme
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• Access to 25% off insuring your pet with Agria. Friends and family are also entitled to a discount too
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• We aim to support the health and wellbeing of all our colleagues so you’ll have access to a Health Cash Plan, mental health support and health and wellbeing platforms, including Headspace
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