Remote Senior Full Stack Engineer

We’re looking for a Senior Software Engineer to join our team of 10, working primarily on our web app and workplace platform. While you’ll be frontend-leaning, you’ll also act in a tech lead capacity; designing solutions that span our entire stack, including backend services, APIs, and database models.

In this role, you’ll:

• Take ownership of end-to-end feature delivery, from shaping requirements to deployment and monitoring.
• Design technical solutions that involve both frontend interfaces and backend integrations.
• Collaborate closely with product managers, designers, and other engineers to bring new end-user features to life.
• Define and champion engineering best practices across frontend and backend development.
• Contribute to the evolution of our technical architecture as we grow our platform and user base.
• Participate in code reviews, mentor other engineers, and foster a culture of knowledge sharing.
• Help us continually improve our engineering processes, tools, and ways of working.

Our Tech Stack

You’ll work across our modern, TypeScript-based stack:

• Frontend: React (Next.js), GraphQL (Apollo), TypeScript
• Backend: Node.js (AWS Lambda), Prisma & PostgreSQL
• Testing: Cypress + Jest
• Infrastructure: AWS, Terraform, CI/CD pipelines
• Practices: Agile, Kanban, pair programming, continuous delivery

What We’re Looking For

You’ll be a great fit if you:

• Have 7+ years’ experience in software engineering, with significant experience in frontend technologies but comfortable working full-stack.
• Are highly proficient in React, TypeScript, and GraphQL, with a strong grasp of backend fundamentals in Node.js.
• Have experience designing technical solutions involving APIs, database models, and service integration.
• Understand scalability, performance, and security across both frontend and backend.
• Enjoy working closely with product and design teams to build features that delight users.
• Are comfortable mentoring others and helping set technical direction for projects.
• Bonus points if you’ve worked on fintech products or complex transactional systems.

Why Join Penfold

At Penfold, we’re on a mission to help everyone save enough to be comfortable in later life. We’re tackling one of society’s biggest challenges — pensions — by rebuilding the experience from the ground up and making saving simple, engaging, and accessible.

You’ll:

• Work on high-impact features used by 100,000+ savers and thousands of businesses.
• Influence the technical direction of our platform and help shape how we deliver value.
• Join a supportive, ambitious, and collaborative team where engineers have a big voice in product decisions.

Benefits

Penfold is committed to providing a working environment where people feel empowered to do their very best work, make a big impact, and enjoy what they do. Our benefits package includes:

🤑 Competitive salary- we review salaries more than once a year to make sure you get what you deserve

💵 A fantastic pension (country dependent) - we offer a 10% employer contribution pension, where you are welcome to contribute on top (we offer salary sacrifice too), but no requirement for you to do so.

🏝️ Unlimited holidays - A minimum of 33 days per year (including 8 Bank Holidays) and the option to take more!

🏥 Medical insurance (country dependent) - through Vitality you get access to Private GPs, Physio, Counselling services and great discounts and offers (think 50% off Virgin Active and PureGym memberships, free Apple Watches)

🌍 Remote working - we have an awesome office you can use anytime but we are a remote-first company. You can work from anywhere in Europe. We trust you to get your work done in whatever environment suits you!

🖥️ Best-in-class equipment - MacBook and any WFH equipment you need

📚 Learning & Professional Development – we conduct regular 360 feedback and focus on role progression that suits each individual. We support everyone with courses, events and coaching to help everyone reach their goals

🥳 We will pay for your travel expenses for you to come to the UK, for company-wide meetings and socials at least every 6 months

🤝 Hired through our talent partner Deel if you are outside of the UK, your taxes are sorted so you don't need to worry

About Penfold

Description

Size: 65 employees

Funding Stage: Series A

Our mission

Helping everyone save enough to be comfortable in later life

The problem

Pensions are a huge societal problem with two route causes:

• People don’t understand pensions
• People hate dealing with pensions

So 82% of people aren’t saving enough for retirement, according to The Institute for Fiscal Studies.

We believe that the pensions industry is broken. Traditional providers, with their outdated products and poor customer service, have put people off saving. The world of work is rapidly changing and the pensions industry is falling further and further behind.

The result is we’re living through a silent savings crisis. We started Penfold to address this crisis and get more people saving more for their future by making pension saving easy, accessible and engaging.

Our vision

How we help everyone adopt healthy saving habits

We’ve done away with the legacy systems and processes that old-school providers are built on, starting from scratch with our purpose-built pension platform which:

• Brings clarity and confidence about pensions
• Creates a sense of security about savers’ financial future
• Increases visibility of savings and investments
• Gives a sense of ownership and control over money
• Helps savers’ understand the when, why and how of pensions
• Offers a seamless and low friction experience
• Has fantastic customer service when you need it

Our story

We started as the pension for the self-employed in 2019. Up to 80% of self-employed people weren’t saving into a pension. We set out to solve that by building a flexible and straightforward pension that got self-employed saving.

• Expansion: We expanded our pension to all individual savers in early 2021. Our pension can help everyone contribute, transfer and engage with their pension savings. We started focusing on limited company directors and those in full-time work as well.
• Welcoming workplace: We launched our workplace pension in Autumn 2021. Pensions are one of the most expensive benefits companies offer. They don’t work for employers or employees. We started offering the future of workplace pensions and have been listed by The Pensions Regulator.
• The future is bright: We've got over 100,000 users and thousands of business clients. And we've still got so much further to go to make sure everyone is saving enough for a great retirement.

Our values

• Delight our customers
• Be a great place to work
• Challenge directly with empathy
• Work from first principles
• Move fast
• Be accountable

Backed by the best

We’re backed and supported by some of the most experienced fintech investors and entrepreneurs in Europe. Our investors include venture capital firms Plug & Play Ventures and Force Over Mass Capital, as well as early backers in some of technology’s biggest names like Spotify, Dropbox, Adyen and Funding Circle.

In 2021, 2022 and 2024, we were thrilled to offer our customers a chance to invest in the business too via our crowdfunding campaigns, reaching our targets in less than 24 hours.

Our most recent recognition

• Best Workplace Auto-Enrolment Pension 2025 at the HR & Employment Awards
• Ranked #72 on the Sifted 100: UK & Ireland Leaderboard for 2025
• Excellent Rating, Trustpilot Pension Category 2020-2025