The Role
At NEXT our brand is evolving and expanding on an immense scale. As a leading retailer over 40% of our online customers shop using our own branded credit accounts. The Credit & Risk team manages this lending activity which supports 3 million customers with 1.3B in outstandings. We use data-driven insights to optimise our customer proposition and business profit.
We are looking for an experienced professional to join us as a Lead Credit Risk this role you will be at the heart of designing testing and implementing strategy changes that drive sustainable business growth.
What You Will Take On
In this role you will take on complex business challenges and lead the development of credit strategies:
Lead Strategy Programmes: Own the day-to-day running of our Credit Limit management strategy programme to successfully optimise risk and growth.
Drive Complex Analysis: Identify risks and opportunities in current processes by analysing multiple data sources and designing randomised control trials.
Collaborate Across Business Functions: Serve as the subject matter expert on credit risk working with multi-disciplinary teams to deliver commercial value while maintaining regulatory standards.
Credit risk experience is essential for this position. We are looking for an analytical professional who can get under the skin of data to solve complex problems:
Professional Experience: A proven background in a credit risk analytical role specifically within consumer lending or financial services (such as banking or retail credit risk).
Strategic Expertise: Solid experience building or influencing credit lending strategies. Familiarity with NPV modelling is highly advantageous.
Technical Skills: Strong analytical capabilities with a track record of coding in SQL. Experience or familiarity with Databricks Python and PowerBI is beneficial.
Communication: Exceptional verbal and written communication skills with the ability to translate complex data into clear strategic recommendations.
Mindset: A collaborative professional who thrives in a fast-paced environment and is motivated to build on success learn from challenges and push boundaries.
Hybrid working is on offer
#LI-DC1
Required Experience:
IC
Lead Credit Risk Analyst • Leicester, England, UK
Turner & Townsend is a global professional services company with over 22,000 people in more than 60 countries.Working with our clients across real estate, infrastructure, energy and natural resourc... Show more
Turner & Townsend is seeking a Senior Project Manager in Nottingham to lead flood risk management projects, mentor junior staff, and engage with clients.The role requires project management experti... Show more
Turner & Townsend is recruiting Risk Managers for our North West team in the Energy & Natural Resources division.Our nuclear client is at the forefront of industry leading change.Candidates will be... Show more
Financial Crime Compliance Delivery Lead.Experian, Nottingham, England, United Kingdom.Experian is a global data and technology company, powering opportunities for people and businesses around the ... Show more
Senior Risk Manager – Capital One.Location: Nottingham, United Kingdom.As a Risk Manager in the UK Risk Office, you will provide professional risk judgment that enables business partners to tackle ... Show more
If you're an audit professional who's ready to step up, shape a function, and finally have the space to do things your way, this Audit Lead role in Northamptonshire could be exactly what yo... Show more
Be among the first 25 applicants.This range is provided by Harnham.Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.Direct message the job poster... Show more
Turner & Townsend is looking for a Senior Risk Manager to join the Infrastructure team in Nottingham.This role involves leading risk management for multiple projects, ensuring effective processes t... Show more
If you think you are the right match for the following opportunity, apply after reading the complete description.We're partnering with a well-known business on the search for a Senior Reward Analys... Show more
We have an exciting opportunity for a Senior Risk Manager to join our busy and expanding Midlands‑based Infrastructure team, which undertakes a range of Controls and Performance duties on several h... Show more
A global data and technology firm based in Nottingham is seeking a Financial Crime Compliance Delivery Lead.In this role, you will lead a team to deliver high-quality data solutions in compliance f... Show more
The Finance Director will lead X-on Healths financial strategy in line with group processes, governance, and performance management, ensuring the business is financially robust, well-controlled, an... Show more
MERJE is seeking an experienced Head of Risk to lead an FCA-regulated financial services organisation's risk strategy, governance framework and operational resilience agenda.You will partner with e... Show more
Senior Risk Manager to join our expanding Midlands-based Infrastructure team.This role involves leading risk management for major projects, driving innovation, and enhancing performance outcomes.As... Show more
We’re partnering with a well-known business to recruit a Senior Reward Analyst to join their People team.This is a fantastic opportunity for an experienced reward professional who enjoys combining ... Show more
Barclays UK is seeking a Risk Assessment Senior Associate to investigate high-risk clients and complex cases.You will analyse intelligence, review court orders, advise on transaction monitoring, an... Show more
At Gallagher Bassett, we're there when it matters most because helping people through challenging moments is more than just our job, its our purpose.Every day, we help clients navigate complexi... Show more
Aon is hiring a Client Director to join our Corporate team in Leicester.This hybrid role allows virtual work and Leicester office presence, focusing on leading a portfolio of corporate clients and ... Show more
Capital One (Europe) plc is seeking a Network Compliance Senior Manager to play a pivotal role in risk management for their network and merchant businesses based in Nottingham or London.The ideal c... Show more
Zachary Daniels Recruitment is seeking a Senior Reward Analyst to join their People team in Northampton.This role involves leading the analysis of annual pay and bonus review data while providing i... Show more
%20plc){kind=logo}