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OpenPayd
Technical Business AnalystOpenPayd • London
Technical Business Analyst

Technical Business Analyst

OpenPayd • London
30+ days ago
Job type
  • Full-time
Job description
Who are we?At OpenPayd, we are building a universal financial infrastructure to power the growth of the digital economy. Our rails-agnostic approach empowers any business to move and manage money globally - across both traditional rails and stablecoins — at scale, and in real time.The OpenPayd platform delivers a suite of banking and payments infrastructure: accounts in over 40 currencies, FX, on/off ramp, international and domestic payments, Open Banking services – all via a single API.A global network of licences alongside our best-in-class tech is why we're trusted by 1000+ enterprise clients to process over $180bn volume annually.

How will you add value to the OpenPayd journey?

  • Translate regulatory and compliance requirements into clear business rules, validation frameworks, and system behaviours.
  • Define structured mappings between regulatory obligations and system-level controls.
  • Analyse APIs and internal services to ensure compliance requirements are enforced at payload and workflow level.
  • Define field-level validation logic for account data, beneficiary information, transaction metadata, and payment references.
  • Structure exception handling and rejection logic across payment and account-related workflows.
  • Map end-to-end process flows (including exception and control points) to ensure regulatory coverage.
  • Support implementation of safeguarding, reconciliation, and liquidity-related control mechanisms within payment flows.
  • Conduct impact analysis when regulatory or scheme rules change and document required system updates.
  • Identify gaps or weaknesses in existing control frameworks and propose structured remediation.
  • Maintain clear, structured documentation to support audit readiness and governance standards.

The ideal candidate will have the following:

  • Experience translating regulatory or compliance requirements into system rules and technical artefacts.
  • Familiarity with payment schemes (SEPA, SWIFT, FPS or equivalent).
  • Ability to analyse API request/response structures and define validation logic.
  • Strong process modelling capability, especially around control and exception flows.
  • Experience working cross-functionally with Compliance, Engineering, Product, and Operations teams.
  • High attention to detail and strong analytical mindset.
  • Strong SQL knowledge

Our perks and benefits:

  • Personal training budget - £3000
  • Cycle to Work scheme
  • Discounted gym membership - £80 towards any gym
  • Corporate discounts via Perk Box
  • Travel loan
  • Company Pension plan, % from the employer
  • Health, Life, Dental Insurance
  • Friday office breakfasts, office fruits and a full bar & regular team social
  • 25 days annual leave plus the Bank Holidays, extra day off for Birthday & Social Volunteering
  • Early Friday Finish 4pm
  • Discretionary Annual Bonus Scheme
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Technical Business Analyst • London

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