Data Modeller with experience in Commercial Lending domain

The Role

To support and lead the data modelling activities on cloud for Commercial lending data

Your responsibilities:

Key Responsibilities

1. Data Modelling

• Develop and maintain conceptual, logical, and physical data models for Lending data domains.

• Model Lending entities such as Facilities, Loans, Drawdowns, Collateral, Covenants, Parties, Exposure, and Repayments.

• Ensure models support business requirements, regulatory needs, and data product consumption patterns.

• Define data structures, relationships, keys, and data transformations required for implementation.

• 2. Requirement Analysis

• Analyse and document business requirements from Lending SMEs, Credit Risk, Finance, and Regulatory Reporting.

• Translate requirements into accurate and reusable data models.

3. Metadata & Documentation

• Create and maintain data dictionaries, glossaries, and definitions for Lending data.

• Document modelling decisions and data element definitions.

• Ensure consistent naming conventions and modelling standards.

4. Data Quality & Lineage

• Incorporate data quality rules into models (validations, reference data, master data requirements).

• Support lineage documentation from upstream Lending systems to downstream applications.

• Work with Data Quality and Governance teams to ensure traceability and compliance.

5. Cloud, Data Lake & Lakehouse (Modelling Only)

• Design models suitable for cloud data platforms and lakehouse environments (Iceberg, Delta, Hudi).

• Work with Data Engineers to ensure models are implemented effectively in S3 based or lakehouse environments.

• Support schema evolution, partitioning definitions, and Medallion modelling (Bronze / Silver / Gold).

6. Regulatory & Reporting Support

• Ensure models support regulatory obligations (IFRS9, PRA/EBA returns, BCBS 239).

• Support lineage and traceability required for audit and compliance reviews.

7. Collaboration

• Work closely with Lending SMEs, Data Engineers, DBAs, Data Quality, and Reporting teams.

• Provide modelling inputs during solution design and delivery phases.

Your Profile

Essential skills/knowledge/experience:

A. Data Modelling Expertise

• Strong hands on experience with conceptual, logical, and physical data modelling.

• Proficiency with data modelling tools (ERwin, ER/Studio, PowerDesigner).

• Experience maintaining glossaries, dictionaries, and model documentation.

B. Lending Domain Knowledge

• Must understand key Lending concepts including:

• Loan lifecycle (origination → booking → drawdown → servicing → closure)

• Facilities, bilaterals, syndications, exposure, risk ratings

• Interest accruals, schedules, restructuring

• Security structures, collateral, covenants

• Customer/party hierarchies

• Experience with systems like LoanIQ, is highly advantageous.

C. Technical Skills

• Strong SQL (DDL, DML, performance optimisation).

• Scripting in PL/SQL, T SQL, Python or Shell (desirable).

• Experience with relational and analytical databases (Oracle, SQL Server, PostgreSQL, Redshift, Snowflake).

• Exposure to NoSQL stores (MongoDB, Cassandra) is beneficial.

• D. Cloud & Lakehouse (Modelling focused)

• Understanding of modern data lake/lakehouse modelling patterns.

• Experience with AWS components: S3, Glue Catalog, Redshift, Athena.

• Knowledge of Iceberg/Delta/Hudi modelling constraints (schema evolution, partitioning etc.).

E. Data Warehousing Concepts

• Strong understanding of Kimball and/or Inmon methodologies.

• Experience supporting ETL/ELT design with accurate models.

F. Governance, Controls & Regulations

• Knowledge of BCBS 239 principles.

• Understanding of regulatory and risk data needs (IFRS9, PRA/EBA, stress testing).

• Ability to support audit/compliance documentation.

G. Professional & Analytical Skills

• Excellent analytical and problem solving abilities.

• Strong communication with both technical and business stakeholders.

• Ability to translate complex processes into clear data structures.

• High attention to detail.

Desirable skills/knowledge/experience:

• Self-driven with a strong desire to meet deadlines and to work accurately while keeping in mind compliance

• Innovation ideas, ability, courage and desire to suggest and develop novel approaches

• Good written and verbal communication in English