Talent.com
Miryco Consultants Ltd
Mortgage UnderwriterMiryco Consultants Ltd • London, England, GB
No longer accepting applications
Mortgage Underwriter

Mortgage Underwriter

Miryco Consultants Ltd • London, England, GB
30+ days ago
Job type
  • Full-time
Job description

Overview

Miryco are delighted to be partnering with a growing mortgage provider making a huge splash in the UK and European mortgage market. This role sits within a growing mortgage business focused on asset deployment through mortgage origination. We are seeking a highly experienced and detail-oriented Mortgage Underwriter with a strong understanding of the UK mortgage market. The successful candidate will assess mortgage applications in line with lending criteria, conduct affordability assessments, and ensure regulatory compliance.

Responsibilities

  • Assess and underwrite residential mortgage applications in line with internal policies and industry regulations, ensuring balanced and well-informed decisions.
  • Conduct comprehensive affordability assessments, including the analysis of income, expenditure, credit history, and overall financial suitability.
  • Evaluate properties against lending criteria, while demonstrating a wider market understanding of acceptable property types and risks.
  • Collaborate with external partners—brokers, customers, surveyors, and conveyancers—and coordinate with internal teams to satisfy all lending requirements ahead of fund release.
  • Stay informed about industry developments, product updates, and changes to the regulatory landscape in the UK mortgage market.
  • Maintain detailed, accurate records of underwriting decisions to support audit and compliance processes.
  • Contribute to continuous improvement initiatives, including refining underwriting processes, policies, and risk controls.
  • Present updates and recommendations to internal committees where required.
  • Support other areas of the business and provide guidance to colleagues as needed.

Skills & Experience

Required:

  • Minimum of 5 years’ underwriting experience.
  • Proven ability to perform thorough affordability assessments, including evaluation of credit searches, bank statements, financial records, and property valuations.
  • Strong knowledge of lending criteria and regulatory standards.
  • Excellent attention to detail and a structured approach to risk assessment.
  • Effective multitasking and prioritisation abilities.
  • Strong analytical, decision-making, and communication skills.

Preferred:

  • Relevant qualifications such as CeMAP or RICS (AssocRICS / MRICS / FRICS).
  • Experience working with mortgage underwriting platforms or case management systems.

Additional Information

For all other roles please Miryco's LinkedIn page

Seniority level

  • Mid-Senior level

Employment type

  • Full-time

Job function

  • Distribution and Sales

Industries

  • Investment Management

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

#J-18808-Ljbffr

Create a job alert for this search

Mortgage Underwriter • London, England, GB

Similar jobs

Senior Property Underwriter

Allied WorldGreater London, England, GB
Full-time

This role involves underwriting cases across the allocated geographical remit of the portfolio, following the agreed processes and within risk appetite to achieve business development and retention... Show more

 • Promoted

Property D&F Underwriter — US-Focused, Global Risks

HFG Insurance RecruitmentCity Of London, England, GB
Full-time

HFG Insurance Recruitment is exclusively seeking an experienced Underwriter to join a Lloyd's Syndicate's Property D&F team.The role involves underwriting D&F Excess risks with a focus on US busine... Show more

 • Promoted

Senior Life Medical Underwriter — Flexible/Hybrid

Legal & GeneralCity Of London, England, GB
Full-time

A leading financial services company in London is looking for a Life Medical Underwriter to review customer applications and assess risks for life and critical illness cover.This role offers flexib... Show more

 • Promoted

Senior Construction Underwriter - Hybrid Growth Leader

Allianz UKGreater London, England, GB
Full-time

A leading insurance company in the UK is seeking a Senior Construction Underwriter to join their Allianz Construction team.This hybrid role focuses on profitable growth and technical excellence in ... Show more

 • Promoted

Senior Property Underwriter - UK Broker Focus

HDIGreater London, England, GB
Full-time

HDI is seeking an experienced Property Underwriter to develop and maintain a profitable book in the UK/London markets.You will work with brokers and clients, assess risks, and set premiums with att... Show more

 • Promoted

Senior US Casualty Underwriter — Hybrid & Growth Leader

Rokstone UnderwritingGreater London, England, GB
Full-time

A leading underwriting company in London is looking for a Senior Underwriter to join their US Casualty team.This role involves underwriting complex risks, managing broker relationships, and providi... Show more

 • Promoted

Real Estate Underwriter with Broker Relations

Intact InsuranceGreater London, England, GB
Full-time

Intact Insurance, the UK arm of RSA rebranded, seeks an experienced underwriter to drive broker relationships and profitable growth.You will assess large real estate and specialist cases, balance r... Show more

 • Promoted

Senior Underwriter, London Wholesale Property (North America)

AXA XLGreater London, England, GB
Full-time

AXA XL is an Equal Opportunity Employer.AXA XL is looking for an experienced Underwriter to take a prominent role for writing a North American Property portfolio within the confines of delegated un... Show more

 • Promoted

Senior Multiline Underwriter

ChubbGreater London, England, GB
Full-time

Are you interested in working for the world’s largest publicly traded Property & Casualty insurer with excellent employee benefits and offices in 54 countries? Are you an ambitious Property and Cas... Show more

 • Promoted

Senior Underwriter, Bloodstock & Equine Insurance

4117GB00 David Ashby Underwriting LimitedCity Of London, England, GB
Full-time

GB00 David Ashby Underwriting Limited is seeking a Senior Underwriter in London to manage DUAL's Bloodstock and Equine insurance portfolio.The role involves quoting accounts, administering policies... Show more

 • Promoted

Senior Treaty Reinsurance Underwriter (London)

R T Specialty, LLCGreater London, England, GB
Full-time

R T Specialty, LLC is seeking a Senior Reinsurance Underwriter in London.This role involves leading the underwriting process for specialty treaty reinsurance while determining coverage and pricing ... Show more

 • Promoted

W&I Insurance Underwriter

SRM RecruitmentLondon, England, GB
Full-time

Our client is a W&I insurance specialist with a proven track record for both innovation and first-class service levels.They are now looking for an experienced M&A professional to join their growing... Show more

 • Promoted

Senior Underwriter - New Business Property & Casualty

Aviva plcGreater London, England, GB
Part-time

Senior Underwriter - New Business Property & Casualty.Are you an experienced commercial underwriter who enjoys owning decisions, shaping portfolios and being trusted to trade? This is an opportunit... Show more

 • Promoted

Senior Specialty Reinsurance Underwriter - London

Ryan SpecialtyGreater London, England, GB
Full-time

Ryan Specialty in London seeks an experienced Reinsurance Underwriter to manage day-to-day underwriting and develop accounts within a growing specialty portfolio, including marine, energy, terroris... Show more

 • Promoted

Senior Terror Underwriter to Lead Market Growth

Ki InsuranceGreater London, England, GB
Full-time

A leading insurance firm in London is seeking a Senior Underwriter specializing in the Terror class.This role involves underwriting business, developing market opportunities, and managing relations... Show more

 • Promoted

Crisis Recall Underwriter: Drive Growth & Partnerships

IQUWGreater London, England, GB
Full-time

IQUW is looking for an Underwriter for their Crisis Management team in Greater London.The focus will be on underwriting Product Recall solutions for various manufacturers globally, primarily in the... Show more

 • Promoted

Senior Underwriter, Bloodstock & Equine – London

London Insurance LifeGreater London, England, GB
Full-time

A prominent underwriting firm in London is seeking a skilled Senior Underwriter to lead a team and handle Equine and Bloodstock business.This full-time position demands effective communication and ... Show more

 • Promoted

Senior Construction Underwriter — Hybrid, Global Reach

Allianz CommercialGreater London, England, GB
Full-time

Allianz Commercial is seeking a Senior Underwriter Construction based in London.The role encompasses underwriting new and renewal business to meet targets, negotiating terms, and maintaining strong... Show more

 • Promoted

Senior Financial Risk Underwriter – Global Reinsurance

CFA InstituteGreater London, England, GB
Full-time

CFA Institute is seeking a Senior Underwriter for Financial Risk in London.This pivotal role involves managing and developing the Financial Risks reinsurance portfolio, focusing on Trade Credit, Su... Show more

 • Promoted

Senior Underwriter — Fast, High-Impact Credit Decisions

Elect CapitalGreater London, England, GB
Full-time

Elect Capital is seeking a sharp, decisive Underwriter to take full ownership of credit decisions.You will assess risk, structure approvals, and work closely with sales, ops, and credit to move goo... Show more