Senior Transaction Manager

If you’re looking for a career that will help you stand out, join HSBC, and fulfil your potential - whether you want a career that could take you to the top, or an exciting new direction, we offer opportunities, support and rewards that will take you further.

We’re one of the largest banking and financial services organisations in the world, with a network that covers more than 50 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people fulfil their hopes and realise their ambitions.

We are seeking a diligent and proactive person to join the Real Estate Finance Team in the role of Senior Transaction Manager.

The Senior Transaction Manager role is to actively support a team of Relationship Directors (RDs) in all transaction and execution dealings; to ensure consistent, high quality due diligence is undertaken, and that all transactions are executed in accordance with HSBC UK’s quality standards.

The role holder is responsible for the efficient and effective completion of customer lending transactions, ensuring the high-quality underwriting and due diligence standards are maintained whilst adopting a commercial approach with customers and professional advisors.

As an HSBC employee in the UK, you’ll have access to tailored professional development opportunities and a competitive pay and benefits package. This includes private healthcare for all UK-based employees, enhanced maternity and adoption pay and support when you return to work, and a contributory pension scheme with a generous employer contribution.

In this role you’ll:

• Prepare and review heads of terms for prospective customers
• Project manage REF transactions from structuring to completion of the documentation and drawdown
• Instruct, monitor and liaise with professionals in respect of the preparation of due diligence reports and legal documentation
• Review, analyse and report to Relationship Directors on property valuations and project monitor reports
• Review and liaise with professionals and our customers to ensure legal documentation reflects credit approved terms and HSBC UK policies
• Manage lifecycle work and instruct professionals in relation to the existing REF portfolio
• Ensure consistent application of Group Policy and adhere to regulatory, financial, and legal standards to minimise business and reputational risks
• Collaborate with Group and Legal colleagues to deliver solutions for customers
• Support customers and place their needs at the forefront of all that we do, setting world class standards and ensuring demonstrating fair customer treatment and delivery of customer satisfaction

The ideal candidate for this role will have:

• Experience of structuring and managing complex relationships, with excellent verbal and written communication skills
• Excellent project management, planning, organisation and time management abilities
• Strong analytical skills and the ability to manage the competing priorities of multiple deals
• Strong ‘team’ skills promoting an environment of co-operation and trust, overcoming resistance where encountered
• Experience of efficient and effective completion of customer lending transactions ensuring high quality underwriting and due diligence standards are maintained whilst adopting a commercial approach with customers and professional advisors
• Experience in the Real Estate segment with understanding of process, transaction execution, risk analysis and operational functions
• Knowledge of bank lending documentation
• Knowledge of Loan Market Association facility agreement documentation would be advantageous
• Understanding of Real Estate policies, procedures and guidelines to ensure Bank’s property lending and reputational risk is effectively managed and controlled

This is a hybrid role where the base location can be based in Birmingham, London or Manchester. There will be occasional travel required for meetings and collaboration across these sites.

Opening up a world of opportunity.

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, socio-economic background or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best. We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role.

If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk via hsbc.recruitment@hsbc.com.