Credit Risk Analyst

Job Title : Credit Risk Analyst

Reports to : Department Manager, Risk Management Department

Contract Type : Fixed Term Contract until February 2027

Preferred start date : 1st December 2025

Location : Central London

Hybrid Working option available on request if required (Minimum 3 days in the office)

Salary : £32,500 - £35,000 depending on experience

Role Purpose

The Credit Risk Analyst is responsible for conducting both quantitative and qualitative assessments of credit risk for the organization and its affiliated entities. This role also manages the end-to-end Credit Application process.

Key Duties and Responsibilities

Analyze financial statements and prepare credit reviews for applications submitted by UK business units and affiliated companies

Recommend appropriate credit ratings, limits, and credit enhancement measures

Manage the intake and processing of Credit Applications

Support other ad-hoc tasks as assigned by the line manager

Skills & Competencies Required

Essential :

Proven experience in a similar role or professional environment

1–2 years of experience as a Credit Analyst or possession of a bookkeeping certification

Solid understanding of company financial statements, including balance sheets, income statements, and cash flow statements

Self-motivated, commercially minded, and results-driven, with a clear understanding of credit risk assessment and management

Ability to meet tight deadlines when required

Strong analytical skills and attention to detail

Proficiency in Microsoft Office, particularly Excel (basic to intermediate level)

Proactive and adaptable, with excellent time management skills