Senior Credit Analyst - Commercial Real Estate

Overview

Our client, a city-based International Bank, is currently seeking to hire a Senior Credit Analyst for their Commercial Real Estate team. This is a senior level Credit Risk role requiring in-depth knowledge and deep understanding of risks and mitigants across different industries, countries and client types as well as business and economy related know-how, and excellent financial analysis, projection and stress test skills.

Responsibilities

• Complete credit evaluation report which provides overview of transactions, financial and non-financial risk analysis, key risks identified with the associated mitigation if any as well as credit recommendation (including suggested credit enhancement as well as management conditions). Assisting with the implementation of credit risk appetite, credit policies and procedures and management processes once they are established. Make sure the credit transactions are compliant with credit policies. This position mainly focuses on Commercial Real Estate business and may also cover some other sector’s credit business based on the types of proposal from the front office.
• Provide effective challenges as well as guidance to the proposals from Front Office; Draft and present credit opinions to Credit Committee, by maintaining an objective and independent view within the credit process, in accordance with the Bank’s credit policies. Achieve timely turnaround of credit proposals and reviews, in accordance with pre-agreed Departmental objectives.
• Provide the Head of Credit Risk Department and Deputy General Manager (Credit) as well as credit committee with the professional risk analysis and appropriate risk mitigation measure in a timely manner.

Conduct post lending management work including but not limited to :

Reporting relationship

The Credit Risk Department is in charge of the Credit Approval and Credit Management functions. This role will report to the Deputy Head / Manager in Credit Risk Department who is in charge of the credit approval work in the Commercial Real Estate team.

Qualifications

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