Senior Credit Analyst (Commodity Finance)

It is essential to have previous banking experience.

Our client is seeking a Credit Analyst (Commodity Finance) to join their team on a permanent basis. The role involves supporting the business to minimize the Bank's credit-related losses by identifying and reasonably measuring credit risks and mitigants in proposals and reviews.

Main Responsibilities & Accountabilities :

• Provide credit evaluation reports for various credit products, including an overview of transactions, financial and non-financial risk analysis, and key risks identified. Ensure credit transactions comply with credit policies.
• This position primarily focuses on commodity finance but may also cover other sector credit businesses based on proposals from the front office.
• Provide effective challenges and guidance to proposals from the Front Office; draft and present credit opinions to the Credit Committee, maintaining an objective and independent view in accordance with the Bank's credit policies. Achieve timely turnaround of credit proposals and reviews.
• Provide relevant departments with professional risk analysis and appropriate risk mitigation measures promptly.
• Conduct post-lending management, including monitoring credit ceilings and exposures, financial performance of borrowers, and ensuring all loan conditions are met throughout the loan's life.
• Perform credit reviews and research industry / customer information for new proposals and annually for existing customers.
• Proactively monitor industry and sector trends, as well as counterparty risks, for early warning signals.
• Perform other functions and tasks as required to assist the Department.

Skills Required :

For more information on this role, please contact Barbara Houghton by sending your CV and quoting ref 16698BH.

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