Senior Credit Strategy Analyst
Cleo AILondon, United KingdomWe strongly encourage applications from people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from lower socio-economic backgrounds.
If there’s anything we can do to accommodate your specific situation, please let us know.
About Cleo
Most people come to Cleo to do work that matters. Every day, we empower people to build a life beyond their next paycheck, building a beloved AI that enables you to forge your own path toward financial well-being.
Backed by some of the most well-known investors in tech, we’ve reached millions of people to support them throughout their financial lives, from their first paycheck to their first home and beyond. We're hitting headlines too. This year, Forbes named us as one of their Next Billion Dollar Startups, and we were crowned the 'Hottest Tech Scaleup' at the Europas.
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Senior Credit Strategy Analyst
We’re seeking an entrepreneurial senior credit risk analyst to help us build our next generation of credit underwriting models and strategy.
As Cleo coaches customers to improve their financial health over time, our Cleo+ subscription is helping them access the best products to take action and meet their financial goals. From strong initial growth in its first year, we’re now expanding the Cleo+ financial product set, with a focus on consumer credit products that help users get to the next stage of financial health, while saving them money.
As we launch new credit products for our Cleo+ subscription service, you will have the opportunity to relentlessly leverage data, data science, experimentation and analytics to understand and manage credit risk and enable profitable growth of our portfolio. You will work closely with our data science, product, engineering, and finance teams and will interact with business stakeholders across many departments
What You'll Be Doing
- Leverage Cleo’s proprietary data and third party data to reduce loss rates and improve customer experience
- Optimize our risk thresholds, policies and strategy to expand member access and eligibility criteria of our credit products
- Apply your expertise in quantitative analytics to understand drivers of risk and suggest strategies to mitigate them
- Build dashboards to monitor and report the performance of credit products
- Design, execute, and analyze the results of experiments across our credit product.
- Leverage state of the art techniques to combat and mitigate fraud risk
- Willingness to challenge the conventional thinking and try new ideas to solve complex business problems
- Maintain a strong data driven culture within the company by interacting with diverse internal functions
About you
What do you get for all your hard work?
Check out our new benefits package here : https : / / web.meetcleo.com / blog / big-benefits-energy-the-latest-cleo-employee-benefits
25 days annual leave a year + public holidays (+ an additional day for every year you spend at Cleo) pro-rata6% employer-matched pension Private Medical Insurance via Vitality, dental cover, and life assuranceRegular socials and activities, online and in-personWe'll pay for your OpenAI subscriptionOnline mental health support via SpillAnd many more!
The interview process :
Following an initial call with one of our Talent Partners, you'll start with a 30-minute interview with our Credit Strategy Lead, digging into your background and experience in more depth. You'll then do a two-part technical interview, comprised of 2 60-minute sessions, assessing your financial modelling and SQL skills respectively. Finally, we'll finish off with a 45-minute interview where you can meet other members of Cleo, discussing our core values and cross-functional working.