Credit Risk Manager

About the roleWe’re looking for an analytically-minded

• Credit Risk Manager
• to lead a team of analysts,to help
• drive meaningful change
• in one of our consumer finance products in the UK or USA markets. This role is ideal for someone who is
• confident with data, comfortable coding
• and eager to solve complex problems.You'll be part of a
• collaborative, ambitious organisation
• where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.
• Your team's objectives
• Our credit teams are building
• high performing portfolios
• with bold growth targets and a commitment to responsible lending.Within the credit function, our core responsibilities include :
• Optimising credit decisioning
• who to lend to, how much to lend, and at what interest rate.
• Assessing and adapting to
• external economic condition
• Developing and
• owning models
• that forecast returns and guide investor reporting.
• How you'll impact those objectives
• Define and refine credit strategies
• that align with our evolving portfolio goals.
• Discover insights from data
• using tools like Python and SQL to address key business questions.
• Collaborate cross-functionally
• with product, engineering, data, and operations teams to implement strategies.
• Monitor and assess the success of implemented strategies
• and continuously identify areas for improvement.
• What you'll need to succeed
• Daily coding experience,
• with proficiency in
• Python
• ideally
• Proven experience in
• credit risk strategy
• ideally within consumer lending.
• A strategic mindset and the ability to translate complex data into clear, actionable decisions.
• A focus on delivering results that align with both commercial and customer needs.
• A collaborative, open approach and a willingness to challenge your own assumptions
• Experience leading and developing junior analysts
• Interview Process
• We’re not corporate, so we try our best to get things moving as quickly as possible.
• An initial phone conversation with a member of our team.
• Onsite interviews, including a practical case study and team conversations.
• A final discussion with a member of our executive leadership (C-suite).
• The opportunity to scale up one of the
• world’s most successful
• fintech companies
• Best-in-class
• compensation, including equity
• You can work from home
• every Monday and Friday
• if you wish - on the other days we all come together IRL to be together, build and exchange ideas
• Our in-house chefs
• prepare fresh, healthy lunches in the office every Tuesday-Thursday
• We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to
• private health insurance
• We're an
• equal opportunity employer
• and are keen to make Lendable the most inclusive and open workspace in London #J-18808-Ljbffr