Mortgage Underwriter - Fleet

Job Description

Mortgage Underwriter - FleetSalary : The Underwriter will assess risk and underwrite both personal and Limited Company buy-to-let and bridging mortgage applications. They will be required to adhere to rules set out within the credit framework, as well as adhere to compliance and regulatory policy and procedures. The Underwriter will work collaboratively and build good relations within the Secured Lending Department, as well as the wider business and should be a source of reference / first point of referral for all internal and external stakeholders. Key ResponsibilitiesStructure, negotiate, and analyse proposals for approval under own authority.Analyse and interpret any documentation required (credit bureau, payslips, bank statements, accounts, mortgage statements, assets & liabilities, business plans) to comply with lending policy and protect our interest.Approve loans within specified lending mandates.Demonstrate strong analytical skills that aid effective decision-making, good problem-solving skills, and a “can do” attitude.Assess the commercial risk of secured lending applications across multiple asset classes and make recommendations on cases outside of current lending criteriProvide guidance to customers, brokers, and solicitors on mortgage applications, lending policy, and internal processes and procedures all within a timely m...