This job offer is not available in your country.

Payments Architect (with Business Analysis Expertise)

ZipRecruiterBromley, England, United Kingdom

13 days ago

Job type

Full-time

Job description

Job Description

Job Description :

We are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis.
The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT / MX), and cross-border payments.
This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.

Key Responsibilities :

Architect and design payment solutions aligned with global standards, including SEPA SCT / Instant, RTGS, ACH, & TARGET2.

Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.

Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.

Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.

Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.

Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.

Required Skills & Experience :

10+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.

Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT / MX), ISO 20022, and real-time payments.

Strong knowledge of payment settlement mechanisms and FX integration.

Experience working with payment system regulators and payment scheme participation (direct / indirect).

Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.

Hands-on experience with payment orchestration, billing integration, and high-value / low-value payment processing.

Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.

Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.

About Us :

Ascendion is a global, leading provider of AI-first software engineering services, delivering transformative solutions across North America, APAC, and Europe. We are headquartered in New Jersey. We combine technology and talent to deliver tech debt relief, improve engineering productivity solutions, and accelerate time to value, driving our clients’ digital journeys with efficiency and velocity. Guided by our “Engineering to the power of AI” [EngineeringAI] methodology, we integrate AI into software engineering, enterprise operations, and talent orchestration, to address critical challenges of trust, speed, and capital. For more information, please go to www.ascendion.com .

J-18808-Ljbffr

Create a job alert for this search

Architect Expertise • Bromley, England, United Kingdom

Related jobs

Promoted

AWS Solution Architect

CACI LtdBromley, England, United Kingdom

Full-time

Bristol, UK • Bromley, UK • Cheltenham, UK • Croydon, UK Req #1104 09 May 2025.We are the Information Intelligence Group (IIG) of CACI UK, a specialist technical consultancy providing bespoke solut...Show moreLast updated: 16 days ago

Promoted

Solutions Architect

Pontoon SolutionsBromley, ENG, UK

Full-time

A leading financial institution is looking for an experienced Functional Designer to support major technology transformation programs in Corporate Banking. These programs cover Payments, Trade Finan...Show moreLast updated: 26 days ago

Lead Operations Executive

Office Angels, UKBromley, Bromley

Full-time +1

Join Our Team as an Operations Team Leader!.Are you a motivated and organised professional with a passion for team leadership and operational excellence? Our client is seeking an enthusiastic Opera...Show moreLast updated: 23 days ago

Promoted

Field Sales Representative - Self Employed

CardindustryprofessionalsBromley, England, United Kingdom

Full-time

Field Sales Representative- Self Employed – Bromley.BE AT THE FOREFRONT OF INNOVATION WITHIN PAYMENTS TECHNOLOGY.Join The 5 • Rated, #1 Ranked Payment Provider in the UK with uncapped commission and...Show moreLast updated: 25 days ago

Lecturer - Business

London South East CollegesBromley, Kent

Full-time

Please note we do not have a fixed closing date - apply early to avoid disappointment!.An experienced Business Lecturer is required to teach learners at our Bromley campus across all the levels of ...Show moreLast updated: 27 days ago

Promoted

Postperson with Driving

Royal Mail GroupBromley, England, United Kingdom

Part-time +1

Location : Bromley Delivery Office, BR1 3QH.Hours : 40 : 00 hours per week, working 5 days across Monday - Sunday, working between 09 : 00am and 20 : 00pm. Shift pattern Monday to Sunday 09 : 00am - 17 : 00pm o...Show moreLast updated: 7 days ago

Promoted

Business Analyst

PontoonBromley, Greater London, United Kingdom

Full-time

Job Title : Business Analyst Duration : 6 months, extensions likely Location : Bromley / Hybrid (three times per week requirement in the office) Salary : circa £83000 per annum Pontoon is an e...Show moreLast updated: 26 days ago

Promoted

Lead Operations Executive

Office AngelsBromley, England, United Kingdom

Permanent

Promoted
New!

Senior Architect

PellingsBromley, England, United Kingdom

Full-time

Pellings Bromley, England, United Kingdom.Pellings Bromley, England, United Kingdom.Be among the first 25 applicants.Get AI-powered advice on this job and more exclusive features.Senior Architect –...Show moreLast updated: 8 hours ago

Promoted

Postperson with Driving

NoneBromley, England, United Kingdom

Part-time +1

Promoted

Postperson with Driving

Royal mailBromley, England, United Kingdom

Part-time +1

Tutors with QTS

Teaching PersonnelBromley, Greater London, England

Part-time +2

Join Our Team of Expert Tutors – QTS Required | Flexible, Rewarding, Impactful.Are you a qualified teacher looking for a flexible, meaningful role outside the classroom? We’re seeking p...Show moreLast updated: 6 days ago

Promoted

Payments Architect (with Business Analysis Expertise)

AscendionBromley, ENG, UK

Full-time

Banking & Financial Services client.This is a strategic role that blends.As a key player in the architecture and transformation space, you will collaborate with cross-functional teams to design...Show moreLast updated: 22 days ago

Senior Sales Executive - Corporates

PaymentGenesBromley, City of London, United Kingdom

Full-time

Our client is a leading name in the payments industry, processing a significant volume of transactions globally and driving economic activity every day. They are at the forefront of innovation, cont...Show moreLast updated: 15 days ago

Promoted

Solution Architect

AdeccoBromley, England, United Kingdom

Temporary

Social network you want to login / join with : .Are you an experienced Solution Architect with a passion for working in the fast-paced environment of investment banking? We are currently seeking a skil...Show moreLast updated: 12 days ago

Promoted

Data Analyst Trainee

ITOL RecruitBromley, Kent, UK

Full-time

Are you looking to benefit from a new career in Data Analysis?.If you are detail orientated, perceptive, organised, competent, analytical and can communicate well with those around you; you could h...Show moreLast updated: 5 days ago