Job Description
Our client is going through an exciting new phase of growth and is looking for a motivated individual who is an expert in credit risk, brings a deep understanding of motor finance industry and is passionate about leveraging data & technology to transform the lending journeys.
Key Responsibilities & Accountabilities :
Credit Risk
- Ensure that the loan portfolio performs within the appetite set by the Board and agreed with funders.
- Own the approval policy covering both automated rules and manual underwriting.
- Be the custodian of all scoring and loss forecasting models in the organisation.
- Embed a data driven approach to all credit decisions, monitoring performance and taking timely actions to mitigate emerging risks.
- Partner with the underwriting teams, continually thinking of ways to improve customer outcomes
Leadership
Be the point person for credit risk acting as a Subject Matter Expert in all stakeholder discussions including funders, regulators and auditors, as required.Commercial thinker focussed on delivering business solutions in partnership with sales & operationsAct to deliver good outcomes for our customers and understand how this requirement specifically applies to their rolePerson Specifi...